1-Prequalify
Getting started is as simple as filling a bit of paperwork. Once you've completed the forms and we know how much you prequalify for, your next objective is to take it one step further by obtaining a pre-approval.
2-Getting Pre-Approved
The next step in your VA Loan financing is getting preapproved. At this stage, you'll receive a preapproval package of documents that contains everything you need to obtain a VA home loan.
While the paperwork may seem overwhelming, you can relax in knowing we've already completed the hard work for you.
3-Making the offer
When we find you that perfect home, it's time to make an offer and negotiate a contract with the seller. This process tends to be the most stressful, but know that we will be here every step of the way to guarantee that all goes as planned and we will be available for any questions you may have.
4-Processing & Closing
Now that you've found a home, it's time for your lender to order an appraisal for the property.
The VA requires homes to be move-in ready and any problems with the property generally have to be corrected by the seller before a loan closes.
Once you're under contract to purchase a home, your loan documentation will go to a dedicated VA experienced underwriter for review. The underwriter will verify financial information and other documents and request additional items as needed. It is the underwriter's job to ensure that everything is accurate and meets VA guidelines. Once the loan is approved, a closing date will be scheduled. At closing, you'll sign paperwork, finalize your VA Loan and take ownership of your new home.