Purchasing Your First Home
Purchasing a home is an exciting milestone in any person's life.
For some, the process may also seem very intimidating. That's why I am available to you 24/7 to help guide and answer any questions you may have. We understand what it takes to make sure all goes smooth, and eliminating a lot of the stress that comes with closing on your home.
How Much Home Can I Afford?
Typically, the first question would-be homebuyers ask themselves is, "What can I afford?" There are many factors that determine what a reasonable mortgage payment should be for an individual, including annual income, existing debt payments, down payment (if any), as well as additional costs like homeowners insurance and housing association fees. This is why it is very important to sit down with an experienced VA mortgage consultant before you actually start submitting offers on homes. Being pre-approved, although its not required to submit an offer on a home, it is extremely important to have so you know you are 100% approved.